Benefits of a Tax-free Retirement Strategy

With Indexed Universal Life

An Indexed Universal Life policy gives you a tax-advantaged retirement strategy that is self-completing through a life insurance benefit if you die before you are able to complete the savings program. Your savings grow tax-deferred each year at competitive rates of return and when you choose to retire, the income is withdrawn completely tax-free.

Indexed Universal Life gives you the best of all worlds. It gives you the best part of a stock market index like the S&P 500. When the Index is going up, you get a good portion of that growth. However, when the Stock Market Index is going down, you don’t get any of the losses. Because your money is in a safe “saving account” within the policy, you get the stability that guarantees no losses due to a Stock Market decline. Lastly, Indexed Universal Life has a unique death benefit feature that can help complete the saving plan through a life insurance death benefit in the event the insured passes away before having the opportunity to finish the IUL savings program. Can your banker, stock broker or financial advisor make that guarantee on your current investment?

Benefits Built for Your Needs

Along With a Valuable Death Benefit, an IUL Gives You Three Distinct Tax Benefits

Knowing that taxes will likely increase in the years to come, a tax-free IUL retirement plan can give you the tax advantages you need to plan for your future:

  1. Income tax-free death benefit
  2. Tax-deferred
  3. Tax-free income

Term Life Insurance for today’s world

Do you have the NEW kind of life insurance the old kind?

The “old” kind “old” kind of life insurance only pays if someone dies. Due in medical science, you have a greater likelihood of LIVING through the same events that were almost always fatal just a few decades ago.

The “old” kind “old” kind of life insurance won’t pay you if you survive event. Having a Critical Illness like a heart attack, cancer of stroke could mean missing between 6 months to three years of work! Could you go that long without a paycheck?

That’s where today’s “NEW” kind of life insurance comes in. It’s the kind of life insurance that you don’t have to die to use. Yes, it will still pay your loved ones if you die, but it can also pay you if you have a covered critical illness and have to take an extended period of time off from work. It is life insurance with “Living Benefits”.

And the really good news is that it’s about the same price as the “old” kind of life insurance. Give us a call for a free no-obligation quote toll-free at (866) 611-2456. Or complete the form to the right and we’ll get back with you.